Appraisal services for Atlanta and Polk County homeowners
The top seven reasons why GA homeowners hire Gregory James Company, Inc.:
Need help determining the price of your home in or near Atlanta, GA?
At Gregory James Company, Inc., we understand the special needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Gregory James Company, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value report than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping clients just like you dismiss unnecessary PMI insurance.
Challenge Polk county's assessment of your property
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties nearby. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from Gregory James Company, Inc. is your best weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. An expert appraisal from Gregory James Company, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Gregory James Company, Inc. offers field reviews where we go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.