Need an appraisal in Cedartown or Polk County?
The top seven reasons GA homeowners order from Gregory James Company, Inc.:
Own a home in or near Cedartown, GA and need help deciding the value of it?
We at Gregory James Company, Inc. understand the particular needs of a consumer after appraisal services. Our regular business clients get the appraisal process and the usual documents we provide. Being a consumer that probably doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Gregory James Company, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Gregory James Company, Inc., we're veterans in helping consumers just like you dismiss unnecessary PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other houses nearby. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Gregory James Company, Inc. is your strongest weapon.
Recently got a freeze your HELOC?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Gregory James Company, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
We Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Gregory James Company, Inc. can help you with that. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.