Attention homeowners in Cedartown and Polk County: Need an appraisal?
Here are the top 7 reasons why GA homeowners call on Gregory James Company, Inc.:
Own a house in or near Cedartown, GA and need help determining the price of it?
At Gregory James Company, Inc., we understand the individual needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Gregory James Company, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experts in helping customers just like you dismiss unwanted PMI insurance.
Challenge property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Gregory James Company, Inc. is your number one weapon.
HELOC recently frozen?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Gregory James Company, Inc. can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Gregory James Company, Inc. can help with that too. Even though this is usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.