Gregory James Company, Inc. is your FHA certified appraisal company
Rest assured that Gregory James Company, Inc. is an FHA-certified appraisal firm in GA. We're certified and approved to do appraisal reports for FHA secured financial transactions. A portion of the periodic training our staff at Gregory James Company, Inc. completes deals strictly with understanding the FHA's documentation and their rules and procedures.
If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.
An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization takes care of all the loaned money; the FHA simply backs the transaction with mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are created to assist low-to-moderate income purchasers help meet credit requirements if they otherwise would not.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly helpful to those homebuyers with less accessible starting capital.